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Furthermore, clients for this kind of strategy could have severe lawful or criminal histories. It is necessary to keep in mind that different carriers provide a variety of issue ages on their ensured problem policies as low as age 40 or as high as age 80 - life insurance for dying person. Some will certainly also supply higher stated value, approximately $40,000, and others will permit much better fatality advantage conditions by improving the rates of interest with the return of premium or lessening the variety of years up until a complete death benefit is offered